Florida Title Firm serves first-time home buyers, sellers, investors, realtors, brokers and lenders throughout Florida. We are a full service title company providing different types of title search reports, title commitments, title insurance policies, closing and escrow services. All of these services are performed in-house by a Florida Bar licensed attorney.
Ownership and Encumbrance Reports are a quick and easy way to see current ownership information of a property. Find out who the current owner of the property is, the legal description of the property, the assessed value of the property, exemptions and whether the property taxes are in a paid or delinquent status. This Report will also pull the current deed, as well as any liens, mortgages, lis pendens and judgments attached to the property of the current owner. Click here for more information about O&E Reports or click here to place an order.
Full Title Search Report
A Full Title Search Report is a more in-depth title search. Instead of only searching for liens, mortgages, etc. for the current property owner, this report will begin with the current owner and link ownership backward, creating a "chain of title." The search will retrieve documents pertaining to each period of ownership (mortgages, assignments, releases, restrictions, easements, etc.). The search will go back in time at least thirty (30) years, consistent with F.S. Chapter 712. Click here for more information about Full Title Search Reports or click here to place an order.
There is no such thing as perfect title. Even if a thorough title search shows title to be free and clear, there are a myriad of hidden risks that may not be disclosed in a title search. For instance, a prior deed in the chain of title could have been forged, or a judgment lien against the property could have been misfiled or misindexed by the courthouse, and left unsatisfied. A missing heir of a prior owner could show up on your doorstep. The purpose of title insurance is to provide coverage from loss or damage as a result of these scenarios. Click here for more information about title insurance.
Escrow and Closings
The final step in the real estate purchasing process. Have your closings conducted by a Florida Bar licensed attorney. We can prepare the legal documents, such as the deed, affidavits, the HUD-1 settlement statement, and real estate contracts, needed to close the real estate transaction. Other title companies can only conduct closings incident to the issuance of title insurance. An attorney is required to conduct closings otherwise (i.e. where no title insurance is purchased). We will also collect, hold and disburse funds pertaining to the real estate transaction, pursuant to and consistent with state and federal law. Click here for more information about escrow and closing services.
Don't want to order a full title search or an O&E Report? We can help you find and provide copies of any mortgages, assignments, deeds, judgments, liens, tax information and/or other public record documents, as needed. Need to know if a loan was ever paid off? We can find out and provide you that document. Only pay per page at a fraction of the cost. Click here for more information about document retrieval services.
We can prepare any legal documents, such as a real estate contract, deed, affidavits, and purchase and sale agreements incident to any real estate transaction. Click here for more information about document preparation services.