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What Does a Title Company Do for By-Owner Sellers?
Our job is to make sure the closing happens efficiently and correctly. First, we conduct a title search and order municipal lien searches, surveys, inspections, etc. The most important aspect is the title search and providing title insurance. A title search is an examination of the public records of the property's title. This helps determine whether the property is encumbered with liens or any other clouds on title. This can uncover issues such as a wife or co-owner..
Make Sure Your New House in Florida is Free and Clear Before the Closing
You made it through the house hunt and even got approved for your loan, and now you may think it is time to just sit and wait until your closing date! This is the time to start worrying about whether or not the beautiful home you already put a deposit on has a clear title. If not, your move in date is not going to happen.
Like a car, property has a title which shows you who is the owner. Unlike a car, there are a myriad of issues that can come up that will put that ownership into..
What Will A Foreclosure Do to a Home Title in Florida?
The rise in foreclosures, short sales and bankruptcies after the recent real estate crises has left a lot of Florida home buyers wondering about the titles to the homes they are interested in. These scenarios can potentially cause complications that a title search agent will need to be on the look out for.
The title to a house is a document that shows who has ownership of the house, usually in the form of a warranty or quit claim deed. This is also important to ensure that the person who is selling the..
Should You Skip Title Insurance on Your New Home?
For many first time home buyers, the idea of title insurance is foreign until they see it on the closing paperwork. This is a special insurance policy that protects a home owner in the event that there was something missed during the title search.
Almost all Florida mortgage brokers are going to insist on a policy to protect their interests, but a new home buyer should also have one drawn up for themselves. If not, you are leaving yourself open to the possibility of having to pay for someone else’s..